Archives for Registered Disability Savings Plan

RDSP Resource Centre


The RDSP Resource Centre has a website and help desk to assist people in understanding, qualifying for, and setting up their RDSPs. You’ll find news, detailed information, tips and discussion.  

If your question isn’t answered on the website, call or email.

Telephone: 604-630-0333 or toll free 1-855-773-RDSP (7377)


What to do if government payments to your RDSP are delayed


The payment of Canada Disability Savings Bonds and Grants – the federal government contributions – are sometimes delayed in being deposited into people’s RDSPs.  Usually the problem is not serious, however, it also usually won’t be rectified if you don’t do anything about it.

I recently did a detailed post on why government payments are delayed and what you can do about it.  You can read it here:

Tip for Saving for your Future


If you are interested in saving money for your future make sure to set up a Registered Disability Savings Plan.  This tax-deferred savings plan is becoming available this December and will provide generous Government Grants and Bonds for anyone wishing to take advantage of the offer.  This plan can provide up to $3 for every $1 contributed to the plan, and can provide $1,000 yearly for simply setting up a plan.  

If you are going to set up an Registered Disability Savings Plan make sure to do two things:

1) Make sure you qualify for the Disability Tax Credit (form T2201) from the Canadian Revenue Agency (eligibility criteria to receive the plan); and

2) File a 2007 income tax return (even if you have no income).

For more information you can visit