I’ve inherited $10,000 but I am going to lose my BC Disability Assistance


BC Disability Assistance has long permitted people who recevie sums of money, such as an inheritance, to set it up in a trust and continue to receive their income and other benefits.  The problem is that setting up a trust is complicated and generally we don’t encourage people to do it themselves without visiting a lawyer (which has a cost).

NOW under some circumstances, people can deposit the inheritance in a Registered Disability Savings Plan (RDSP) (at no cost).

The person must qualify for the federal disability tax credit and be 59 years old or younger.

The RDSP is an exempt asset in BC (and all other provinces) and can be used for any purpose in bc (and MOST other provinces) without impacting Disability Assistance.

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There are quite a few advocacy organizations in BC that work to support people with disabilities and their families. Some focus on helping people to understand and access the services and programs that are available to them.Others focus on providing resources for families and support networks. Many also work to represent the concerns of disabled people with governments and policy-makers. It’s not uncommon for families to get involved with many different advocacy organizations at the same time.

Some advocacy organizations:

BCACL is a provincial body with a membership made up of not-for-profits, families, and people with disabilities. BCACL works hard to influence government at a policy level.

Family Support Institute is a network of family volunteers who provide support for other families of children with disabilities.

PLAN is a not-for-profit that aims to help those with disabilities and their families create a safe and secure future.

Family Net is an independent provincial network that advocates on behalf of people with disabilities and their families at a policy level.

All of these organizations have great websites. For a more comprehensive list of advocacy organizations, see the BCACL website: